DELIA – NCFDC
Receive up to $15,000 in Low-Interest Loan Funding.
The DELIA Micro Loan Program by NCFDC is a funding initiative that is designed to act as a revolving and evergreen microloan fund for all Canadian Women entrepreneurs in need of funding support for start up, stabilizations and expansion. DELIA stands for Develop, Educate, Lead, Innovate and Accelerate and is open to many applicants.
DELIA – NCFDC
Amount of Funding
Successful applicants may receive a standard two-year loan up to $15,000 with an interest rate: Prime +2% to Prime +4% risk-rated. There are no pre-payment charges, but a Loan Administration Fee of 1% of the principal will apply upon application approval.
Administration Fee of 1% of the principal apply (to be deducted from the advance).
DELIA – NCFDC
Eligible Applicants
An applicant may be eligible if they meet the following criteria:
- Is a Canadian citizen;
- At least 19 years of age;
- Sole proprietorship;
- for-profit small Canadian business federally/provincially/territorially incorporated;
- For-profit co-operative corporation incorporated under a federal, provincial or territorial co-operative Act; or
- Social enterprise that earns revenue from the regular supply of personal property/goods and services.
DELIA – NCFDC
Eligible Activities
Funding may be used for the following activities:
- Purchasing capital assets;
- Office and equipment rental costs;
- Employee salaries and benefits;
- IT/Software license purchase costs;
- Professional services;
- Securing inventory/supplies;
- Intellectual Property;
- Working Capital;
- Marketing/advertising/business promotion;
- Employee training;
- Short term receivable financing; and
- Business start up costs.
DELIA – NCFDC
Program Deadline
There is currently no deadline for this program.